A Philosophy Centered on Client Relationships
Our main objective is to help people plan for life. Remaining sensitive to the changing needs of our clients, we keep a watchful eye on today’s complex financial marketplace, and offer a comprehensive selection of investment strategies to help meet our clients’ evolving needs.
The Transitional Architects at Capital Investment Services encourage our clients to focus on long-term investing and develop diversified portfolios. We believe our business is people and their financial well-being, and we are committed to our clients’ success.
Planning: The Key to Financial Success
In life, we pass through several phases, each with different financial requirements. That’s why continuous, long-term planning is essential. Typically, there are three basic financial steps most people take in life:
1.Wealth accumulation – the building of a solid, diversified financial foundation from which to
expand over time. During this phase, allocation of money for a home, investments, life insurance
and educational expenses is coordinated with tax planning strategies to ensure current and future
income is utilized effectively.
2.Wealth conservation – the inclusion of a variety of investment strategies and further
diversification, designed to preserve and invest assets to help ensure adequate funds for current
living expenses and future retirement needs.
3.Wealth distribution – the proper allocation of assets to heirs. Good estate planning should
provide for the orderly transfer of assets while avoiding unnecessary tax burdens.*
*Raymond James does not provide any tax advice.