Capital Investment Services
Capital Investment Services

Transitional Architect℠

A Philosophy Centered on Client Relationships

Our main objective is to help people plan for life. Remaining sensitive to the changing needs of our clients, we keep a watchful eye on today’s complex financial marketplace, and offer a comprehensive selection of investment strategies to help meet our clients’ evolving needs.

The Transitional Architects at Capital Investment Services encourage our clients to focus on long-term investing and develop diversified portfolios. We believe our business is people and their financial well-being, and we are committed to our clients’ success.

Planning: The Key to Financial Success
In life, we pass through several phases, each with different financial requirements. That’s why continuous, long-term planning is essential. Typically, there are three basic financial steps most people take in life:

1.Wealth accumulation – the building of a solid, diversified financial foundation from which to
expand over time. During this phase, allocation of money for a home, investments, life insurance
and educational expenses is coordinated with tax planning strategies to ensure current and future
income is utilized effectively.

2.Wealth conservation – the inclusion of a variety of investment strategies and further
diversification, designed to preserve and invest assets to help ensure adequate funds for current
living expenses and future retirement needs.

3.Wealth distribution – the proper allocation of assets to heirs. Good estate planning should
provide for the orderly transfer of assets while avoiding unnecessary tax burdens.*

*Raymond James does not provide any tax advice.

In addition to the complexities and changing priorities that occur over a lifetime, a financial plan also is affected by fluctuating economic conditions, taxes and inheritance laws. We have the expertise to thoughtfully design a plan with your circumstances in mind, helping you develop a long-term financial strategy for your individual needs.

As Transitional Architects, the team possesses the necessary tools to guide you through every step of the financial planning process, including:

  • Helping you define specific financial goals by reviewing your financial situation in-depth, taking into account your income, assets and liabilities, current portfolio, risk tolerance and investment time horizon.
  • Helping with the paperwork that often accompanies investing.
  • Accessing and evaluating up-to-the-minute market data, research reports, and other economic and financial information.
  • Using computer-generated models to show you how asset allocation and investment diversification may enhance your portfolio, as well as how much time you may need to accumulate a specific amount of money for retirement and other purposes.
  • Offering you a variety of investment alternatives and services to help meet your needs
  • Working with your other professional advisors, such as attorneys and tax specialists, to help ensure coordination in all areas of your financial life.
  • Meeting with you on a regular basis to evaluate the performance of your investments and to make sure they’re in line with your goals.

Service That Extends Beyond Financial Planning
Confidentiality is a top priority in our client relationships. We appreciate the trust our clients place in us and never take that trust for granted. Naturally, any business we conduct is held in strict confidence – just as you would expect from your physician, attorney or any other professional.

Our team provides objective information and unbiased guidance. Because we’re not required to sell specific products, we have the freedom to help you select the investments that are right for you. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.